As seen on the TV - Channel

Excellent on Trustpilot
Call Now: 0800 048 8796

As seen on the TV - Channel

Excellent on Trustpilot
Call Now: 0800 048 8796

As seen on TV - Channel

Excellent on Trustpilot
Call Now: 0800 048 8796
Loan against watches2026-04-28T15:16:49+01:00

Pawn Your Watch

Loan against your watch with secure storage and instant payment.

alternatively Submit a Form or Find a Store

Sell or pawn luxury watch (Rolex Submariner)Sell or pawn luxury watch (Rolex Submariner)
As seen on Channel 4

As Seen on the Hit C4 TV Show Posh Pawn

Five-star Trustpilot rating

Rated 4.8 on Trustpilot across 700+ Reviews

Over £100 million in Loans issued since 2008

How does Pawning a Watch Work?

1: Contact Us

Call Now to receive a free loan offer:
0800 048 8796

Alternatively submit an online form or visit us in store.

2: Get Offer

Our specialists will then provide you with a competitive loan offer.

3: Get Funds

Once your loan offer is accepted you will receive an Instant Payment in cash or by bank transfer if preferred.

It really is that simple!

Pawn Your Luxury and Designer Watches

We offer loans against a wide range of luxury watches and premium timepieces, including the brands showcased below. Alternatively, you can sell your watch through a quick and simple process.

Traditional Bank Loan vs Modern Luxury Pawnbroking

Compared to a traditional bank loan, modern luxury pawnbroking can be much faster and simpler since there are no credit checks required to pawn your watch.

Traditional Bank Loan

  • Credit Checks required

  • Less flexible payments

  • Longer processing

Pawnbroking

  • No Credit Checks

  • Redeem Anytime

  • Instant Cash Payouts

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    FAQs About Pawning Your Watch

    Below are the most frequently asked questions about the process of Loaning Against a watch with Posh Pawn.

    Why Pawn Your Watch With Us?2026-04-07T16:19:35+01:00

    When you loan against your luxury watch with Prestige Pawnbrokers, our specialists assess its value and provide a competitive loan offer based on current market demand.

    Our process is simple and discreet. You can visit one of our stores with your watch for a professional valuation, and once the loan is agreed, payment can often be arranged the same day.

    Your watch will be stored securely in our vaults throughout the loan period, and you can repay the loan at any time during the agreed term. We handle every loan with complete confidentiality and professionalism.

    Why Pawn My Watch Instead Of Selling It?2026-03-31T11:34:32+01:00

    Pawning your watch lets you access funds while keeping ownership of your watch. This is ideal if your watch has long-term value, sentimental importance, or if you don’t want to sell it permanently.

    Once the loan is repaid, your watch is returned to you.

    Do I Need The Original Box And Papers?2026-03-31T11:43:58+01:00

    The original box and papers can increase the value of your watch, but they are not always required. Our specialists can still assess and value your watch without them.

    Can I Repay My Watch Loan Early?2026-04-07T16:24:09+01:00

    Yes. You can repay your loan at any time, which will terminate your loan before the end date. Repaying early may reduce the total cost of borrowing.

    If you would like to settle your loan early, contact our team, and we can provide a settlement figure.

    How Quickly Can I Get Paid?2026-04-07T16:26:42+01:00

    Once your watch has been assessed and you accept the loan offer, funds can be arranged the same day, either in cash or by bank transfer.

    How Long Does it Take To Get a Loan?2026-04-27T13:25:56+01:00

    Once your item has been assessed, you will receive an offer straight away. In most cases, this happens the same day, though timing can vary depending on the item’s rarity.

    If you choose to proceed, payment can usually be arranged the same day by cash or bank transfer.