As seen on the TV - Channel

Excellent on Trustpilot
Call Now: 0800 048 8796

As seen on the TV - Channel

Excellent on Trustpilot
Call Now: 0800 048 8796

As seen on TV - Channel

Excellent on Trustpilot
Call Now: 0800 048 8796
Loan against gemstones2026-04-28T15:56:36+01:00

Loan Against your Diamonds

Pawn your diamonds and gemstones with competitive loan offers and instant payment.

alternatively Submit a Form or Find a Store

Sell or pawn diamonds and gemstonesSell or pawn diamonds and gemstones
As seen on Channel 4

As Seen on the Hit C4 TV Show Posh Pawn

Five-star Trustpilot rating

Rated 4.8 on Trustpilot across 700+ Reviews

Over £100 million in Loans issued since 2008

How does pawning gemstones work?

Prestige Pawnbrokers specialises in loaning against diamonds and other gemstones. See how to pawn your gems below.

1: Contact Us

Call Now to receive a free loan offer:
0800 048 8796

Alternatively submit an online form or visit us in store.

2: Get Offer

Our specialists will then provide you with a competitive loan offer.

3: Get Funds

Once your loan offer is accepted you will receive an Instant Payment in cash or by bank transfer if preferred.

It really is that simple!

Gemstones we commonly Loan Against

We offer loans against a variety of precious and semi-precious gemstones, including those listed below. You also have the option to sell your gemstones outright.

  • Diamond rings
  • Diamond earrings
  • Diamond necklaces
  • Loose diamonds
  • Engagement rings
  • Coloured gemstones (ruby, sapphire, emerald)
  • High-value gemstone jewellery

Each item is assessed individually to provide a competitive loan based on its value.

Traditional Bank Loan vs Modern Luxury Pawnbroking

Compared to a traditional bank loan, modern luxury pawnbroking can be much faster and simpler since there are no credit checks required to pawn your gems.

Traditional Bank Loan

  • Credit Checks required

  • Less flexible payments

  • Longer processing

Pawnbroking

  • No Credit Checks

  • Redeem Anytime

  • Instant Cash Payouts

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    FAQs about Loaning Against Gemstones

    Below are the most frequently asked questions about the process of Pawning Rare gemstones with Posh Pawn.

    Can I Repay My Loan Early?2026-04-08T10:48:08+01:00

    Yes. You can repay your loan at any time. Interest is only charged for the period the loan is outstanding, so repaying early may reduce the total cost.

    Why Loan Your Gemstones & Diamonds With Us?2026-04-08T10:47:10+01:00


    At Prestige Pawnbrokers, our specialists provide offers for gemstones and diamonds, assessing each item based on quality, size, certification and market demand. This ensures a fair and accurate loan offer tailored to your item.

    We offer a discreet and professional service, with secure storage for your gemstones and a straightforward process with same-day payments. Whether you’re borrowing against a single stone or a high-value piece, you retain ownership, and your item is returned once the loan is repaid.

    Why Loan Against Gemstones Instead of Selling Them?2026-04-08T10:49:08+01:00

    Taking a loan against your diamonds or gemstones allows you to access funds while keeping ownership of your items. This is ideal if your stones have long-term value or sentimental importance and you do not want to sell them permanently.

    Do I Need Certification For My Diamonds?2026-04-08T10:50:09+01:00

    Certification (such as GIA or IGI) can help verify the quality and authenticity of your diamonds and may increase their value. However, our specialists can still assess and value your items without certification.

    How Quickly Can I Get a Loan Against Diamonds?2026-04-08T10:55:42+01:00

    Once your gemstones or diamonds have been assessed and the loan is agreed, funds can be arranged the same day, either in cash or by bank transfer. Whether you’re looking to pawn a diamond ring or diamond earrings, our team can guide you through the process and provide a competitive loan offer.

    How Long Does it Take To Get a Loan?2026-04-27T13:25:56+01:00

    Once your item has been assessed, you will receive an offer straight away. In most cases, this happens the same day, though timing can vary depending on the item’s rarity.

    If you choose to proceed, payment can usually be arranged the same day by cash or bank transfer.