Yes. In the UK, you can get a loan on gold from pawnbrokers like Posh Pawn and specialist lenders. This allows you to borrow money against items such as gold jewellery, coins or bullion without needing to sell them.

Because the loan is secured against the gold itself, it is possible to borrow without traditional credit checks. At Posh Pawn, once your gold has been assessed and the loan agreed, payment can be arranged the same day.

The amount pawn shops pay for gold depends on the weight, purity and current gold market price. Higher purity gold, such as 22k or 24k, usually receives a higher offer.

At Prestige Pawnbrokers, we use up-to-date gold market prices when assessing your gold to ensure you receive a fair and competitive offer based on current market rates.

Selling gold gives you a one-time payment, but you no longer keep the item. Pawning gold allows you to borrow money against its value while retaining ownership. Once the loan is repaid, your gold is returned to you.

If you would prefer to sell your gold, we also offer a gold-buying service.

Yes. You can still get a loan against broken or damaged gold, including scrap jewellery, worn items or pieces missing stones.

Gold is primarily valued by its weight and purity, rather than its condition, so even damaged items can retain significant value. However, branded or high-quality jewellery may achieve a higher loan offer if it is in better condition.

Our specialists will assess your gold using current market prices to provide a fair and accurate loan offer.

The gold loan interest rate depends on a number of factors, including the loan amount, the value of the gold and the repayment term.

Our team will walk you through the full loan terms and interest details before you accept any offer, ensuring everything is clear and transparent.

Yes. Pawnbrokers across the UK offer loans against gold. If you’re looking to borrow against gold near you, you can visit one of our eight stores across London, Surrey and the North of England, where our specialists will assess your gold and provide a competitive loan offer based on its value.

Yes. Gold loans can be repaid at any time. You will only pay interest for the period the loan is outstanding.